Process & Services
Our Process
Whether you are preparing for retirement or already in retirement, we take the time to understand your vision.
Welcome
We want to understand your vision in and during retirement. Schedule a Call to discuss your goals or concerns in retirement.
Plan
Using our Total Retirement Roadmap we'll:
Goal
We prepare a custom personalized financial strategy to help you pursue your unique retirement goals.
The Retirement Roadmap Process
Our Total Retirement Roadmap process is designed to focus on the five foundations of retirement: Income Planning which includes Social Security Planning, Tax Planning, Investment Planning, Health Care Planning and Legacy Planning.
The following are the 5 Foundations of Retirement:
5 Legacy Planning
Legacy Planning5. Legacy Planning
It is important to ensure your hard-earned assets go to your beneficiaries in the most efficient manner. We work collaboratively with a qualified Estate Planning Attorney in completing your plan. This typically includes:
- Drafting, reviewing or amending your living trust
- Power of Attorney documents
- Funding your trust
- Titling your accounts properly and updating your beneficiaries
- Grandchild/child life plan
Health Care Planning 4
Health Care Planning4. Health Care Planning
A comprehensive plan will also have a strategy for addressing rising healthcare costs. This typically includes:
- Creating a plan for future health care expenses
- Looking at all aspects of Medicare, Parts A, B and D.
- Analyzing options for a long-term care plan
3 Tax Planning
Tax Planning3. Tax Planning
Any comprehensive retirement plan will include a strategy for tax liabilities. We focus on putting together a proactive strategy to help minimize the amount of taxes you pay in retirement. This typically includes:
- Financial planning software to make the best tax decisions
- Required Minimum Distributions planning
- Roth conversion analysis
- Tax-deferral
- Reviewing account types, titling and beneficiary designations
Investment Planning 2
Investment Planning2. Investment Planning
Once your income is established, we will create an investment plan for the remaining assets that you do not need to draw from month to month. This typically includes:
- Risk tolerance assessment
- Fee transparency
- Volatility control
- Coordinating assets to achieve your goals
1 Income Planning
Income Planning1. Income Planning
Our goal is to help ensure your expenses can be paid month to month with reliability and predictability for the rest of your life. This typically includes:
- Income & expense analysis
- Social Security maximization
- Inflation planning
- Spousal planning
- Retirement Income GapTM funding
- Organizing, tracking and testing the plan
Our goal is to help ensure your expenses can be paid month to month with reliability and predictability for the rest of your life. This typically includes:
- Income & expense analysis
- Social Security maximization
- Inflation planning
- Spousal planning
- Retirement Income GapTM funding
- Organizing, tracking and testing the plan
Once your income is established, we will create an investment plan for the remaining assets that you do not need to draw from month to month. This typically includes:
- Risk tolerance assessment
- Fee transparency
- Volatility control
- Coordinating assets to achieve your goal
Any comprehensive retirement plan will include a strategy for tax liabilities. We focus on putting together a proactive strategy to help minimize the amount of taxes you pay in retirement. This typically includes:
- Financial planning software to make the best tax decisions
- Required Minimum Distributions planning
- Roth conversion analysis
- Tax-deferral
- Reviewing account types, titling and beneficiary designations
A comprehensive plan will also have a strategy for addressing rising healthcare costs. This typically includes:
- Creating a plan for future health care expenses
- Looking at all aspects of Medicare, Parts A, B and D.
- Analyzing options for a long-term care plan
It is important to ensure your hard-earned assets go to your beneficiaries in the most efficient manner. We work collaboratively with a qualified Estate Planning Attorney in completing your plan. This typically includes:
- Drafting, reviewing or amending your living trust
- Power of Attorney documents
- Funding your trust
- Titling your accounts properly and updating your beneficiaries
- Grandchild/child life plan
Services
We are prepared with decades of experience to offer you a suite of services intended to
fit your personal needs and help you feel confident about your retirement journey.
Retirement Planning
Our goal is to secure your savings and help you reach your retirement goals without running out of money.
Social Security Planning
The decisions you make today regarding Social Security can have a tremendous impact on what you receive over your lifetime and the amount of taxes you pay for your retirement income.
Investment Management
We help retirement investors reduce risk and maximize returns to help you achieve your retirement goals.
Tax Planning
Tax Planning is very crucial while planning to MAXIMIZE your Retirement Income. We’ll look at strategies for potentially minimizing how much you pay in taxes.
Medicare
Health care in retirement... Are you ready? Navigate the complex choices when it comes to choosing a Medicare plan.
Real Estate Investing
Investing in Real Estate provides a non-correlated asset class when compared to the stock market. There are many ways to hold Real Estate in a portfolio.
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about the services listed above?
